Alternative Loan Lenders
Important Alternative Loan Information
All Alternative or private loan applications should be initiated by the borrower via the respective lender's website.
The Process
- Apply online through the lender's website. If your lender requests additional information, submit and send any additional information to your lender-not UNT.
- Once your credit is approved and your alternative loan promissory note has been received by your lender, your lender will then send UNT an electronic certification request. UNT will not receive any information until these two things are completed by your lender.
- UNT will award your alternative loan and submit the completed loan certification to your lender for funding. Monitor myUNT for award information.
- Alternative loan funds will be released to your student account only if all loan eligibility requirements are met at the time of disbursement.
IMPORTANT TIPS to completing the application and faster processing time
- Use UNT's loan periods (one application per loan period)
- fall/spring term: Aug-May
- fall-only term: Aug-Dec
- spring term: Jan-May
- summer term: May-Aug
- Use E-sign if available
- If you need to print, sign and submit/mail your promissory note, be sure to send it to your lender - not UNT.
- The Free Application for Federal Student Aid (FAFSA) will allow you to apply for lower interest rate Federal Family Education Loan Program (FFELP) loans. UNT Student Financial Aid and Scholarships (SFAS) encourages all students to complete and apply for FFELP loans first. If you will NOT be completing a FAFSA and do not wish to apply for FFELP loans, please notify our office.
- If currently awarded aid to Cost of Attendance through the FAFSA, contact SFAS
- Keep your personal contact information (address and phone numbers) up to date with the Registrar so SFAS may more easily contact you if needed.
Student Financial Aid and Scholarships encourages students to research several lenders before applying in order to find the best loan for your circumstances as rates, fees, and repayment arrangements vary. Students interested in an alternative loan may select and follow the links below to begin the research process. When you have found the loan which best suites your need, apply for the loan and for an amount which will cover your educational expenses for that particular loan period.
Citibank
SallieMae
Wells Fargo
Additional loans available: